Attention homeowners in SLC and Davis County: Get an Appraisal today!

The top reasons Utah homeowners use Provident Appraisal & Consulting Co.:

1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
2. Challenge a property tax assessment
3. Remove PMI to lower their monthly mortgage payment
4. Reinstate their Home Equity Line of Credit (HELOC)
5. Verify a different appraiser's report
6. If property needs to be divided because of a divorce
7. Determine the true market value of the property in question to settle an estate in Davis county or Utah

	Own a house in or near SLC, Utah and need help deciding the price of it? Contact Provident Appraisal & Consulting Co..

We at Provident Appraisal & Consulting Co. understand the individual needs of a customer seeking appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value conclusion than yours.

Challenging Davis County's assessment of your property

Your local tax assessor may have your house overvalued if your home not appreciating as much as other houses nearby. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an expert appraisal from Provident Appraisal & Consulting Co. is your strongest weapon when challenging your property tax assessment.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut costs for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping people just like you rid themselves of unneeded and unwanted PMI insurance.

Recently got a freeze to your HELOC?

If your house is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. An appraisal from Provident Appraisal & Consulting Co. can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would like to have a seasoned appraiser double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Provident Appraisal & Consulting Co. offers field reviews where we go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Provident Appraisal & Consulting Co. can help you with that. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your property.